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Posts Tagged ‘loans’


Ah, life’s rich pageant!

We are now past the “demolition” phase and into the “reconstruction” phase in our renovation. No longer will I be preaching with a huge plastic sheet behind me. There should be no more unexpected surprises because they discovered something wrong with the building when they did x, y or z. We have a pretty good handle on the costs now.

Those tricksy costs. When we started this back in the fall, we gave “swags” of about $250k. We did not ask for approval yet. We needed harder numbers. The reality is that those harder numbers, while harder to swallow, were not really hard numbers. Fortunately we haven’t doubled the original estimate but between the unexpected repairs (like the 300 foot trench for the sewer line) and the unexpected costs imposed by the county (usually connected with environmental stuff) the total has gone up over 50%.

You begin to second guess yourself. Did we make the right decision? Did we decide too soon? Are we like the guy in the parable who didn’t count the cost and now we’ll have a half completed project? No. While I think the Enemy would like to keep me up at night thinking we goofed, or were disobedient, I don’t think we were.

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It seems like so much has happened since our first congregational meeting on this topic in December. There have been plenty of changes in the plans and dollar figures. One of our members, a retired OPC elder, noted that with building projects you should double the figure and add 10%. He was about right as we went from Dec. to mid-May.

What are we doing?

At some point I’ll put a link to some graphics but here is the rundown.

  1. Adding a triple-wide modular (new) that will provide office space, a new nursery and SS space.
  2. The office space will be converted into sanctuary space. We estimate adding 60-70 seats. We can’t fully utilize that space or we’d have to retro fit with sprinklers, so we’ll actually have some storage space for chairs/tables/instruments depending on the use of the sanctuary space at any given time.
  3. The “overflow room”/SS room will be converted into a new ladies’ room where they shouldn’t have to worry about the door knocking their knees every time they enter/leave a stall.
  4. The old ladies room will be converted into a men’s room so we can have more than one guy in there at a time (up to 3).
  5. The old men’s room will become a family/ADA restroom that can handle busy bathroom times.
  6. Part of the covered sidewalk at the entrance will be walled in to create a foyer or narthex. There will be double doors to enter the sanctuary space so there will be more noise insulation for bathrooms and crying/naughty children.
  7. We will reorganize our largely haphazard parking to accommodate more cars in a more organized and functional fashion.

We are looking at about a $370k project and a sizeable loan to fund it. We do have nearly 1/2 of the funds already but taking out a loan is a big deal. We cannot wait until we have the money in hand because we will soon stagnate and/or shrink if history repeats itself. We are past the comfort zone of capacity and that is okay in the short run, but a church that is too “full” will usually shrink back to comfort (and often beyond as some people misinterpret the departures).

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